There's Money Waiting for Your Family

When financial institutions can't locate the rightful owner of an asset — like a life insurance payout, bank account, or annuity — the money is turned over (escheated) to the state government. It sits there until someone claims it.

Common reasons include: beneficiaries don't know they're named on a policy, policy documents are lost, insurance company name changes, beneficiaries lack information to file claims, or claims get denied due to documentation issues.

Yes — and you always can. Every state lets you search and file for free, and our search and results are free too. Doing it alone means searching each state individually, figuring out different forms and requirements per state, and handling affidavits, notarizations, and probate documentation on your own. That's what the optional $99 Claim Prep Kit is for: we fill in the answer sheet for your state's form, list the exact documents you need, and tell you where to send it. You file, and the state pays you 100% of what it approves.

Our search typically takes 1-2 weeks, and your results are free to view as soon as they're in. After you file, state processing times vary from 30 days to 6 months depending on the state and complexity.

Searching and seeing your results are completely free. If we find $1,000 or more, you can buy our optional $99 Claim Prep Kit — a completed answer sheet for your state's claim form, a document checklist, and step-by-step filing instructions — and file yourself in about 20 minutes. Filing directly with your state is always free, with or without us, and the state pays you 100% of what it approves.

We handle both probated and non-probated estates. If probate occurred, we'll need Letters of Authority (issued within the last 12 months). If not, most states accept a small estate affidavit — we guide you through the entire process.

Common requirements include: death certificate, your photo ID, Social Security card (or document showing full SSN), and proof of your relationship to the deceased. Requirements vary by state — we tell you exactly what's needed.

Yes. When you provide the deceased's information, we search every state's unclaimed property database. We often find money in states the family didn't even know to check.