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Over $10 Billion in Benefits Go Unclaimed

There's Money Waiting for Your Family

We search all 50 state unclaimed property databases for money owed to your deceased loved one — life insurance, annuities, bank accounts, and more.

$0 upfront — fee applies only after a successful recovery.

Start Free Search See How It Works

256-bit Encryption

HIPAA Compliant

SOC 2 Certified

How It Works

Three Steps to Recovery

Tell Us About Your Loved One

Name, states of residence, and basic details. We search all 50 state unclaimed property databases.

We Handle Everything

State forms, affidavits, notarization guidance, document gathering. We file in every state where property is found.

You Get Your Money

A small, state-regulated fee applies only after successful recovery. If nothing is found, you pay nothing.

What We Recover

Unclaimed property isn't just insurance. We recover every type of escheated asset across all 50 states.

Life Insurance Proceeds

Annuity Benefits

Bank Accounts & CDs

Uncashed Checks & Refunds

Stock Dividends & Mutual Funds

Retirement & Pension Funds

Trust Distributions

Group Policy Benefits

Why Use Reclaim vs. Filing Yourself?

You can file for free with each state. Here's why most families choose us instead.

Feature	Do It Yourself	MedaSynq Reclaim
Search all 50 states	One state at a time	All 50 at once
State-specific forms	You figure them out	We prepare & file
Affidavits & notary	You arrange everything	We guide you step by step
Track claim status	You follow up manually	Automated tracking
Find MORE property	Only what you already know	We discover what you don't
Multiple states	Separate filing per state	One intake, all states

Simple, Risk-Free Pricing

Upfront. Always.

When you start

While we work

After recovery

Small fee

A state-regulated service fee applies only after we successfully recover your funds. Fee percentages vary by state. If we don't recover anything, you pay nothing.

Start Free Search

You have the right to search for and claim unclaimed property directly from your state at no cost. Visit missingmoney.com or your state's unclaimed property website.

$10B+

In unclaimed life insurance benefits

States we search

Upfront cost

90%+

Of searches find unclaimed property

Frequently Asked Questions

What is unclaimed property?

When financial institutions can't locate the rightful owner of an asset — like a life insurance payout, bank account, or annuity — the money is turned over (escheated) to the state government. It sits there until someone claims it.

How does money become unclaimed?

Common reasons include: beneficiaries don't know they're named on a policy, policy documents are lost, insurance company name changes, beneficiaries lack information to file claims, or claims get denied due to documentation issues.

Can't I just do this myself for free?

Yes. Every state allows you to search and file for free. However, you'd need to search each state individually, navigate different forms and requirements per state, handle affidavits, notarizations, and probate documentation, and follow up with each state separately. We handle all of this for you across all 50 states.

How long does the process take?

Our search typically takes 1-2 weeks. After filing, state processing times vary from 30 days to 6 months depending on the state and complexity. We track everything and keep you updated.

What does it cost?

$0 upfront, always. We charge a service fee only after we successfully recover your money. Fee percentages are regulated by state law and vary by state. If we don't recover anything, you pay nothing.

What if the estate was probated?

We handle both probated and non-probated estates. If probate occurred, we'll need Letters of Authority (issued within the last 12 months). If not, most states accept a small estate affidavit — we guide you through the entire process.

What documents do I need?

Common requirements include: death certificate, your photo ID, Social Security card (or document showing full SSN), and proof of your relationship to the deceased. Requirements vary by state — we tell you exactly what's needed.

Do you search all 50 states?

Yes. When you provide the deceased's information, we search every state's unclaimed property database. We often find money in states the family didn't even know to check.

Don't Leave Money on the Table

Start a free search today. If we find unclaimed property, we'll handle everything. If not, you pay nothing.