Compare health plans with the full picture.

Imagine comparing two health plans. One has a lower monthly premium. Does that make it the better deal? Not necessarily. First, add up the year's premiums. Then check the deductible, copays and coinsurance when you use care. The out-of-pocket maximum generally caps covered in-network cost sharing. It does not include premiums or every possible bill. Finally, check your doctors and prescriptions. Compare the full costs and coverage with MedaSynq. Enrollment eligibility and plan rules apply.

Two illustrative plans show why the premium alone does not determine the best fit. Separate baskets show annual premiums and costs when using care. The out-of-pocket maximum sits over covered in-network cost sharing, while premiums remain outside that limit. Not every bill counts toward the limit. A stethoscope and medicine bottle represent checking doctors and prescriptions. These are not actual plans or prices. Coverage, network and enrollment rules apply.