The MedaSynq membership
Your policies, handled. Your family, ready.
One account for every policy you own. Our AI reads each one, Meda answers your questions, nothing lapses quietly, and the people you name can find it all the day they need it. Free to start. MedaSynq Plus does your policy paperwork. MedaSynq Family handles it all, and what your family will need after is already covered.
No card for Basic. Filing a claim never requires a membership.
While you're here
Six things your account does every day
The same account on the web and in the app. Everything below is live today; the plan cards say which tier includes what.
Coverage
Every policy you own, in one place.
Life, health, Medicare, annuity, disability, long-term care, added from a photo, a PDF or a few fields. Our AI reads every page and explains it in plain English: what it covers, what it costs, who it pays. Plus adds riders, premiums, cash value projections, IUL index tracking and risk flags with what to do.
Meda
An AI that knows your coverage.
Ask Meda anything about your policies. Meda runs your Protection Checkup, works out what your family would actually need, and keeps your Protection Score current. On Plus and Family, ask for a full AI review of all your coverage once a year, generated the moment you ask.
Watching
Nothing lapses quietly.
Premium-due reminders before a payment is missed, term-expiry reminders before a policy ends. In the app, a monthly Protection Pulse checks twelve things, from a beneficiary who never accepted to a missing carrier contact, and tells you the one fix.
Documents
The policy, and everything around it.
Policy documents, statements, IDs, the will, the deed, the account list. Organized by category, encrypted, and shown to the right people at the right time. 500 MB free, 5 GB on Plus, unlimited on Family.
Family
The people who will need it can find it.
Name who gets access and what they see. While you are here they see only the basics. When your death is reported they get everything: the policies, the documents, the emergency guide, per-policy allocations, and the legacy messages you left them.
Changes
Beneficiary, billing and carrier changes, handled.
Married, divorced, a new baby, a new bank. On MedaSynq Plus we prepare the beneficiary and policy change forms; you sign, we tell you where they go. On MedaSynq Family you keep an authorization on file and we make the change with the carrier for you.
The MedaSynq app
Your whole account, in your pocket
The same membership on iPhone and Android. Point the camera at a policy and it is read and filed. Ask Meda from any screen. Get the reminders as notifications. Locked with Face ID within seconds of putting the phone down.
- Scan a policy with the camera; our AI does the typing
- Premium-due, term-expiry and Pulse alerts as push notifications
- Face ID or Touch ID lock, and auto-lock after 15 minutes
- Family members see the same account, with the access you set
Meda, in the app
“Is my term policy enough if something happened this year?”
Your term policy pays $250,000. Based on your mortgage, income and two children, your family would need about $410,000 for the next ten years. That is a gap of $160,000. Want me to show you what closing it would cost?
Example conversation. Meda uses the figures in your own account.
At a loss
Three things that go wrong, and what the membership does about each
Nobody knows the policy exists
Over $10 billion in life insurance has gone unclaimed because the family never knew. Your account puts every policy in one place and names who gets access the day it matters.
The paperwork is wrong
Beneficiaries out of date after a marriage or a birth, a missed premium, a term policy that quietly expired. The account watches for all of it and, on MedaSynq Plus and MedaSynq Family, handles the changes.
The claim takes months
Claim Assist files for your family and chases the carrier until it pays. On MedaSynq Family, Settle Managed and the Reclaim kit are already theirs too, so the estate and any unclaimed money are handled in the same place.
What you pay for
Basic keeps track. Plus does the paperwork. Family handles all of it.
MedaSynq Plus
We do your policy paperwork and keep your coverage right.
This year
- Beneficiary and policy change forms prepared for you — you sign, we tell you where it goes
- Full AI breakdown of every policy: riders, premiums, cash value projections, IUL index tracking, risk flags with what to do
- One AI review of all your coverage each year, generated the moment you ask
- Unlimited family members with emergency access, 5 legacy messages, 5 GB of documents
Already covered for your family
- The Reclaim Complete Kit ($99) included for your family
- Claim Assist at 7% instead of 10%, so your family keeps more of the payout
MedaSynq Family
We handle it all now, and what your family will need after is already covered.
This year
- We make your beneficiary, billing and carrier changes for you — authorization on file, we deal with the carrier
- A policy health score on every policy and cash value tracking over time
- One AI review of all your coverage each year, generated the moment you ask, plus Meda on every policy
- Unlimited legacy messages and documents
Already covered for your family
- Settle Managed ($299) included — we guide your family through the estate
- The Reclaim Complete Kit ($99) included for your family
- Claim Assist at 5% instead of 10%, so your family keeps the most
Three plans
Basic is free. Plus and Family are priced on the work we take off your hands.
Every plan stores unlimited policies and includes Meda. The paid plans change who does the paperwork now, and what is already covered for your family after.
MedaSynq Basic
Every policy you own, read and watched, and your family can find it.
Free
- Every policy in one place — life, health, Medicare, annuity, disability, long-term care — added by photo, PDF or a few fields
- Our AI reads each policy in plain English; Meda answers your questions and runs your Protection Checkup and score
- Premium-due and term-expiry reminders, plus a monthly 12-point Protection Pulse in the app
- Up to 3 family members with emergency access, the emergency guide in the app, 1 legacy message, 500 MB of documents
- Free 50-state unclaimed-property search (Reclaim)
At a loss, already covered
- Claim Assist files for your family, 10% only after the payout
No card. Free forever.
MedaSynq Plus
We do your policy paperwork and keep your coverage right.
$129/yr
$10.75 a month, billed yearly · save $50.88
- Everything in Basic
- Beneficiary and policy change forms prepared for you — you sign, we tell you where it goes
- Full AI breakdown of every policy: riders, premiums, cash value projections, IUL index tracking, risk flags with what to do
- One AI review of all your coverage each year, generated the moment you ask
- Unlimited family members with emergency access, 5 legacy messages, 5 GB of documents
At a loss, already covered
- The Reclaim Complete Kit ($99) included for your family
- Claim Assist at 7% instead of 10%, so your family keeps more of the payout
Cancel any time. Filing a claim never requires a membership.
MedaSynq Family
We handle it all now, and what your family will need after is already covered.
$299/yr
$24.92 a month, billed yearly · save $60.88
- Everything in Plus
- We make your beneficiary, billing and carrier changes for you — authorization on file, we deal with the carrier
- A policy health score on every policy and cash value tracking over time
- One AI review of all your coverage each year, generated the moment you ask, plus Meda on every policy
- Unlimited legacy messages and documents
At a loss, already covered
- Settle Managed ($299) included — we guide your family through the estate
- The Reclaim Complete Kit ($99) included for your family
- Claim Assist at 5% instead of 10%, so your family keeps the most
A year of Family costs less than Settle Managed and the kit bought on their own.
Trial for new members; card required. Cancel any time. Filing a claim never requires a membership.
Every price on this page comes from the same schedule as your checkout and your receipt. Filing directly with a carrier is always possible without us.
Plan by plan
| While you're here | Basic | Plus | Family |
|---|---|---|---|
| Policies stored | Unlimited | Unlimited | Unlimited |
| AI reads each policy in plain English | Yes | Yes | Yes |
| Full breakdown: riders, cash value, IUL tracking, risk flags | — | Yes | Yes |
| Meda, Protection Checkup and score | Yes | Yes | Yes |
| Premium-due and term-expiry reminders, monthly Pulse (app) | Yes | Yes | Yes |
| AI review of all your coverage, once a year on request | — | Yes | Yes |
| Change forms prepared for you | — | Yes | Yes |
| We make the changes with the carrier | — | — | Yes |
| Policy health score on every policy | — | — | Yes |
| Family members with emergency access | Up to 3 | Unlimited | Unlimited |
| Legacy messages | 1 | 5 | Unlimited |
| Documents | 500 MB | 5 GB | Unlimited |
| At a loss | Basic | Plus | Family |
| Claim fee your family pays | 10% | 7% | 5% |
| Reclaim Complete Kit ($99) for unclaimed property | — | Included | Included |
| Settle Managed ($299) for the estate | — | — | Included |
Questions? A person answers.
Mon–Fri, 9am–6pm ET. We'll walk you through which plan fits your family.
(877) 346-6657Common questions
What is the MedaSynq membership?
Your MedaSynq account. Every policy you own in one place, read by our AI, watched for lapses, with the people you name able to find it the day they need it. Basic is free. MedaSynq Plus does your policy paperwork. MedaSynq Family handles it all, and has Settle, the Reclaim kit and the claim already covered for your family.
Is this insurance?
No. A membership sits on top of the insurance you already have, from any carrier. If you want coverage, MedaSynq can also help you shop for it, and anything you buy through us can be added to your account. The membership never replaces a policy and never changes what a policy pays.
How much does it cost?
The MedaSynq membership has three tiers. MedaSynq Basic is free: every policy in one place, our AI reads each one, Meda answers coverage questions and runs the Protection Checkup, premium-due and term-expiry reminders, a monthly Protection Pulse in the app, up to 3 family members with emergency access, and Claim Assist at 10% only after a payout. MedaSynq Plus is $129 a year (or $14.99 a month): unlimited family members, the full AI breakdown with cash value and IUL tracking, one AI review of all your coverage each year on request, change forms prepared for you, and after a loss the Reclaim kit is included and Claim Assist is 7% instead of 10%. MedaSynq Family is $299 a year (or $29.99 a month): we make beneficiary, billing and carrier changes for the member, a policy health score on every policy, and after a loss Settle Managed and the Reclaim kit are included and Claim Assist is 5%. Filing a claim never requires a membership.
What can Meda do?
Meda is the AI assistant in your account and the app. Meda reads your policies, answers questions about what they cover, runs your Protection Checkup, keeps your Protection Score, and points you to the right screen when something needs doing. Meda does not file claims or change policies on its own; people do that, with you.
Do I need a membership to file a claim?
No. Claim Assist is open to anyone: $0 upfront, 10% only after a successful payout. For members' families the rate is 7% on MedaSynq Plus and 5% on MedaSynq Family, and on MedaSynq Family Settle Managed and the Reclaim kit are included as well.
What does 'we make the changes for you' mean?
On MedaSynq Family you keep a carrier authorization on file with us. When you want a beneficiary, billing or carrier change, you tell us and we handle the forms and the carrier. On MedaSynq Plus we prepare the forms for you to sign and tell you where they go.
What happens when I pass away?
The family members you named get access to everything, Claim Assist files the life insurance claim for them at the member rate, and on MedaSynq Family we open Settle Managed (normally $299) for the estate at no charge, with the Reclaim Complete Kit for any unclaimed property.
Can I cancel?
Any time, from your account. A yearly plan runs to the end of the year you paid for. MedaSynq Basic is free forever with no card on file.