Meda
Life, health, disability, and critical illness coverage backed by a top-rated carrier. See your rate in seconds. No email required.
If something happens to you, your family is covered.
Your estimated rate will appear here
Rates shown are estimates. Actual premiums determined by the underwriting carrier based on your application.
Financial Strength
MedaSynq partners with a top-rated insurance carrier so you get the best coverage at the best price.
A-Rated
AM Best Excellent Rating
130+ Years
Serving Policyholders
Policyholder-Owned
Mutual Company Structure
Simple Process
From quote to coverage in three simple steps. No paperwork, no phone calls, no waiting.
Enter your age, gender, and coverage amount. See your estimated rate instantly — no email or phone number required.
Complete a short online application with basic health questions. No medical exam, no lab work, no doctor visits. Many applicants approved instantly.
Once approved, set up payment and your coverage begins. Your policy is issued and stored in your Vault.
Complete Protection
Affordable protection backed by a top-rated carrier. No medical exam for most products. Apply online in minutes.
Term life insurance replaces your income so your family's life doesn't change when yours does. Estimated rates from $18/mo, no medical exam.
Your rate is based on your current age. Every birthday it goes up.
Get My RateA lump-sum payment when you're diagnosed with cancer, heart attack, or stroke. Use it for anything — treatment, bills, or time off.
Rates increase with age. Lock in today's rate now.
Get My RateIf injury or illness keeps you from working, disability insurance replaces your income. Short-term and long-term options available.
1 in 4 workers will be disabled before retirement.
Get My RateWe'll match you with a licensed advisor who specializes in individual and family health plans for your state. No cookie-cutter recommendations.
Don't wait for open enrollment. Options are available now.
Get My RateThe MedaSynq Difference
Same products, same rates, same carrier — but only MedaSynq stores your policy and handles the claim.
| Feature | Buy Direct | Traditional Agent | MedaSynq |
|---|---|---|---|
Same Products & Rates | Yes | Yes | Yes |
No Medical Exam | Yes | Yes | Yes |
Apply Online in 5 Minutes | Partial | No | Yes |
Policy Stored for Your Family | No | No | Yes |
Licensed Advisor Support | No | Yes | Yes |
If your family needs to file a claim | They figure it out alone | They start over with a new company | We handle the entire claim for them |
Resources
Step-by-step guide to comparing quotes, choosing coverage, and applying online.
Read guideWho qualifies, what it costs, and when simplified or guaranteed issue makes sense.
Read guideAverage premiums by age, gender, health class, and coverage amount.
Read guideCommon Questions
Group life insurance through your employer is typically 1-2x your salary and disappears if you leave the job. Individual coverage fills the gap, is portable, and locks in a rate based on your current health. Most financial advisors recommend 10-15x your income in total coverage.
Yes. $18/month is a real rate for a 5-year renewable term policy for younger, healthy applicants. Your actual rate depends on your age, health, coverage amount, and tobacco use. The quote calculator above shows your estimated rate in seconds.
There's no medical exam — your application includes health questions used for underwriting. Many conditions still qualify for coverage. If you're declined for one product, we'll help you find alternatives. Products like AD&D and accident coverage are guaranteed issue with no health questions at all.
Yes. Every policy comes with a free look period (typically 10-30 days depending on your state) during which you can cancel for a full refund. After that, you can cancel anytime — there are no cancellation fees or penalties.
Assurity Life Insurance Company is based in Lincoln, Nebraska and has been serving policyholders for over 130 years. Assurity is rated A- (Excellent). A.M. Best ratings for insurers' financial strength range from A++ (Superior) to F (In liquidation). As a mutual company, Assurity is owned by its policyholders — not shareholders — so their interests are aligned with yours.
We're the company that helps families file life insurance claims. We've seen firsthand what happens when there's no policy, when it lapsed, or when nobody could find the documents. Every policy you purchase through MedaSynq is stored where your beneficiaries can find it — and if they ever need to file a claim, we handle that too.
Your beneficiaries contact MedaSynq and we handle the entire claims process — gathering documents, communicating with the carrier, tracking status, and making sure the benefit gets paid. That's what we do every day. You don't have to worry about your family navigating it alone.
Your rate is locked in for the term of your policy. But the rate you're offered is based on your current age at the time you apply. Every birthday moves you into a higher rate category. Today is always the cheapest day to apply.
Today is the cheapest day to get covered. See your rate in seconds — no email required, no commitment.
Every policy is stored where your family can always find it.
MedaSynq Insurance Services (DBA of MedaSynq Technologies Inc) is a licensed insurance agency, not an insurance company. NPN #22206860. Insurance products are underwritten and issued by their respective carriers. Life, critical illness, disability, and accident products underwritten by Assurity Life Insurance Company, Lincoln, NE. Assurity is rated A- (Excellent). A.M. Best ratings for insurers' financial strength range from A++ (Superior) to F (In liquidation). Products and availability may vary by state. Policy forms and rates are subject to carrier approval.