Owens Funeral Services
118 Jefferson Hwy, Louisa, VA, 23093
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Virginia
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“When faced with the death of my mother and planning her funeral, I wasn't sure where to start. We were ever so fortunate to Owens Funeral Services listed on Google. Owens Funeral Service was highly acclaimed by reviewers on Google so we called to begin the difficult process of memorializing my mother. The excellent service that the Owens family was able to provide with very short notice was simply miraculous. I will be ever grateful for the Owen family's exceptional service and support through life's my most challenging moment.”
— Terry Caldwell
“Owens Funeral Services provided excellent care for the death of our loved one. The programs were beautiful and they provided a tribute to them by creating a blanket with their photograph on it. The organist was wonderful, she not only played, she sang for us too. The facility is very modern and clean and all services provided were top of the line. We highly recommend them. They took care of everything!”
— P Taylor
“When planning a funeral for a love one, choosing a funeral home can be an unsettling experience. Owens Funeral Services put my family and I at ease. Our conversations about planning were done in a comfortable and sensitive manner. My mother looked beautiful. The funeral home did an excellent job. Thank you Pastor Owens, Family and Staff!”
— Harriett Pittman
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Owens Funeral Services?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing