Gluvna-Shimo-Hromada Funeral
3224 Broadway, Lorain, OH, 44055
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“When my father became ill, we first tried working with another funeral home in Lorain since they had helped with my mother’s arrangements back in 1999. Unfortunately, it was a nightmare. They seemed unwilling to communicate or guide us unless there was a body present, and they made everything feel complicated and impersonal. I felt completely lost and overwhelmed. My sister then met with Gluvna and couldn’t say enough good things about them—so we decided to make the change. I’m so thankful we did. Jeff and Jerry were incredible. They genuinely cared about our family and the loss of my father. Every detail was handled with compassion, professionalism, and respect. Everything truly happens for a reason. I’m grateful that the first place didn’t work out, because I can’t imagine any other funeral home in Lorain taking care of us the way Gluvna did.”
— Amanda Parker-Wolery
“Jerry handled my dads arrangements, He went above and beyond in helping me to give dad a service he would be happy with. The UK vault was icing on the cake”
— KJ
“I would just like to share what a wonderful job Jerry done for me and my family. Jerry also did two of my sister's service's. He is wonderful and myself and my family would recommend him to anyone. Thanks so much Jerry. The Shank Family.”
— barbie shank
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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