Ludemas Floral & Garden
3408 Eastern Ave SE, Grand Rapids, MI, 49508
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“This floral and gardens is my absolute fav in the area! They do custom bouquets, bouquets and catering for events and weddings, they have HUGE selections of literally everything you need from pots and vases, perennials, annuals, vegetables fruits and herb plants, literally anything you need and at amazing prices. When everyone else is sold out this place will usually still have it in stock! Like today, it’s June which is getting a little late for some plants and most places are sold out but they still have great selection of strawberries and other vegetables plants to start my garden for the year!”
— Tyler Robart
“Obsessed is such an understatement when it comes to the floral arrangements that Allison and the Ludemas team created for my wedding! I changed my mind multiple times throughout the planning process, and they always ran with the punches and made the necessary adjustments to help my vision come to life. I requested vibrant fall colors and ikebana-style arrangements with height and movement, and wow… they did not disappoint. The arrangements they created just absolutely blew my vision out of the water, and I wish I could have kept my flowers forever because they were everything!!”
— Kiera Dressler-Reed
“Ludemas supplies our church with the most gorgeous red and white 6 inch potted poinsettias for Christmas, with gold foil. It adds beauty to our Christmas season!! They deliver as scheduled, and give us a 30 minute courtesy call before arriving. Highly recommend!! A+++”
— Aka Verify
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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