Ozella J. Foster Funeral Services
4100 Dr Martin Luther King Dr, St. Louis, MO, 63113
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Ozella Foster Funeral Home exceeded my expectations with professional and compassionate service. They did the service for my son and it was beautiful. I told them my budget and they gave me services that was below my budget. Ms Foster counseled me and explained everything to me. I told them my son loved the Rams and they created everything around that. I've worked with many funeral homes over the years, but Ozella Foster exceeded them all. I HIGHLY RECOMMEND them.”
— Paula Wills
“Ozella J. Foster Funeral Services was top notch and professional service. They were caring & compassionate employees. She knows the mortuary system from start to finish. I was pleased with how she conducted herself and the staff in caring for my beloved late husband, Elder Nathan Smith Jordan Sr”
— Rhonda E Jordan
“When I say OFS is 2nd to none, trust me, that’s exactly how it is. Very down to earth and professional and knowledgeable and courteous and respectful. Real people, real family who cares for you and your loved one as if it’s their own.”
— Finley Martin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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