McHoul Funeral Home, Inc.
895 NY-82, Hopewell Junction, NY, 12533
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The entire staff were professional, compassionate, and very supportive. They weren't pushy, but offered guidance instead and left all decisions up to our family. We never felt rushed during any step of the process. I would recommend McHoul's absolutely.”
— Stephanie Proch
“McHoul's Funeral Home provided compassion and support for our family during a time of immense grief and loss. They demonstrated a level of attentiveness and professionalism that exceeded our expectations. They guided us through every step of the funeral process, ensuring that all arrangements were handled with care and precision. From coordinating logistics to offering emotional support, they remained by our side, anticipating our needs and alleviating any concerns we had. One aspect that particularly stood out was the organization of the event. Despite the complexity of managing a large gathering, the staff at McHoul's Funeral Home orchestrated the proceedings seamlessly. They maintained order and efficiency, allowing us to focus on honoring our loved one without distraction. Our experience with McHoul's Funeral Home Family and Staff was nothing short of exceptional. They provided a beacon of light and warmth that guided us through our grief. We are profoundly grateful for their unwavering support and commend them for their dedication to serving our community and families in their time of need. -The Mustakas Family”
— Eleni Tarpey
“Informative, accommodating, caring, efficient. My Dad had passed and I had given birth a week or two prior so just leaving the house was a bit of a task. Majority of what was needed was able to be virtually completed which helped everything move smoothly. This was my first time dealing with something like this and they made it easy to trust and rely on them with my father's remains.”
— Angeline Flores
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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