Meda
12525 Bradbury Ave, Smithsburg, MD, 21783
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Went to a small service here, where I have been to so many services over the years, at the same establishment since I was a child. Yet I noticed a decline in so many aspects. The up keep on the inside of the funeral homes was lacking. I don't think the profits have declined. Wallpaper peeling, couches tattered, riped, carpet stained and raveling. Looked somewhat ghetto for a small town feel. I was present when a gentleman ( someone working there that day) needed some signature to paperwork from a family member he came out wearing jeans and a tee-shirt. Maybe I'm old fashion but this didn't seem very respectful to those mourning. She requested a cassette tape to be played yet she was told we have a tape player but I don't know how to work it. Sorry.. So sad! Just because someone is in need of their services doesn't mean they shouldn't be treated with the same respectful regard as someone of major importance to this small town.”
— Jennifer Phillips
“Absolutely wonderful experience with our loved one’s final arrangements through Davis Funeral Homes. The owner is one of the kindest and most sincere people, caring and compassionate, professional and prompt, thoughtful and thorough. The family/staff and services at Davis Funeral Homes are top notch and highly recommend to ease your way through the entire process.”
— Susan DiMarino
“J. L. Davis Funeral Home and Jeff Davis, himself, has been truly wonderful to work with- compassionate and kind. I especially appreciated the high degree of communication and organization as it took away a great deal of stress during a stressful time. I highly recommend and am thankful my uncle insisted we use Davis Funeral Home for his final arrangements.”
— Lynnelle Ediger
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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