Sumner Funeral & Cremation
128A W Eastland Ave, Gallatin, TN, 37066
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Randy Nash was professional and personable. He took care of our needs with kindness and compassion. Everything was well planned out and he walked us through the process. We had no stress or worries about anything. We would highly recommend Sumner Funeral and Cremation.”
— Rebecca Clutts
“I cannot express enough gratitude for the exceptional service provided by Sumner Funeral Home during the preplanned funeral and subsequent arrangements for my mother. From the moment I made that first phone call, they seamlessly took care of everything, even considering the complications of handling affairs out of state. Joy and Randy were outstanding, guiding me through the requirements for a natural burial at Larkspur Conservation. I also very much appreciate their level of communication, keeping me informed at every step and alleviating the stress of the process. Most importantly, their treatment of my mother's remains was marked by profound respect and compassion. Sumner Funeral Home exceeded my expectations in every aspect, and I am immensely thankful for their professionalism during this challenging time.”
— Lisa Fulton
“I had the privilege of working with Randy Nash and Nathaniel Holman for several years whenever I was in the industry. I never dreamed one day that they would be taking care of our family as we said goodbye to our youngest son. Words like kind, caring, compassionate, and professional, all seem to fall short of the experience we received. They went above and beyond for us. Their dedication through the planning process, the service itself, and the days that followed gave us the ability to stand easier with a huge burden lifted. I’m very proud of the business they have built and I wouldn’t hesitate to recommend them to anyone in need.”
— Kevin Armistead
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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