The Richardson Group Funerals & Cremations- Panama City
5000 FL-22, Panama City, FL, 32404
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“22 March 25 Dr. Richardson and his staff provided an Amazing home going celebration for our father. Dr. Richardson my siblings and I were over come with JOY with the excellent work that was provided for our father from you and your staff. Your thoughtfulness, kind heartedness and professionalism was just AMAZING. I was so proud of the small details that you made stand out so beautifully. You went far and beyond to make sure that in our time of loss and grievance we did not have to worry about our father. You took care of EVERYTHING to make this transition easy for us. My heart is just over come with JOY, PEACE and APPRECIATION to you and your staff. You are a bad man who knows what he’s doing. My prayer is that God continues to Bless you in all your endeavors. To anyone who’s reading this, Dr. Richardson of ”The Richardson Group Funerals and Cremation “ is the man you should call in your time of Bereavement. Your loved one will be in GOOD HANDS with this man and his team. Again I thank you for making this time for my family a one that I will ALWAYS remember. To my new friend, I thank you and I appreciate you. Keep doing what you do, your hardworking is not being done unnoticed. Sincerely, Cynthia C.”
— Cynthia Cannon
“2016 Richardson Furneral Group gave my brother Michael Smith Williams, son of Nell Smith, the best Homegoing we could have imagined. All of them were so attentive and empathetic to our family. They were so loving and passionate towards my momma andthe rest of us. One would say it's their job. I would say it's their hearts. The purple made it seem as though someone of royalty was being laid to rest. Simply Beautiful! Karen Willis”
— Karen Willis
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— Eric Hill
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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