Alvarez Memorial Home
684 Kearny Ave, Kearny, NJ, 07032
License #4093
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Mr Alvarez was amazing. My kids and I had a situation that arose so quickly and timing made things so difficult. It was an experience with decisions none of us ever had to make, however Mr Alvarez and his staff put up with constant questions throughout no matter how foolish they felt. I will never be able to thank them enough.”
— arlene ferreira fudali
“The Condon Funeral Home has buried both of our parents, 18 years apart. We had such an easy experience with our dad's arrangements that there was not even a question that we would do the pre-planning and recent burial for our mother with them. Barbara Condon handled every detail of the arrangements personally, and everyone commented on how good our mother looked. Thank you to Barbara and to her staff for making the visitation and funeral as easy as possible for us.”
— John Neumann
“My experience with Condon Funeral Home's handling of my husband's recent death was professional at all times. I found Barbara and her staff to be compassionate, attentive and caring at all times. My husband had been very sick and I was pleased to see how peaceful he looked. I was happy with the care they took with him and my family. The funeral mass and the military presentation were beautiful. I could not have asked for anything more. They helped to make a very sad time as peaceful as possible.”
— Eileen Martone
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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