Wells and Cruz Family Funeral Home and Cremation Care
503 W 3rd St, Mishawaka, IN, 46544
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They are just amazing! The most genuine and compassionate people. No up selling. They make sure you have what you need, what’s best for you and your family. They are caring and kind and have a passion to serve their community. We will come to them for all our future needs. Thank you for being a light in our darkest times. You are wonderful human beings❤️”
— Jen
“I cannot express the gratitude to Brandon, Jody and the staff during a difficult season. From the beginning to the end they were kind, thoughtful and sincere. They made a journey that was difficult as easy as they could and it is very appreciative and would highly recommend them.”
— Nikki Gannon
“Chris and Marsha from Goethals and Wells treated us like family during the most difficult time. They were very knowledgeable and guided us through the entire process step by step from beginning to end.Chris and Marsha you are fabulous and we will never forget what you did for our family. God bless you.”
— A A
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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