Affinity Funeral Service
8074 Mechanicsville Tpke, Mechanicsville, VA, 23111
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Virginia
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“I should have written this 2 years ago when my dear mother passed. But someone just recently asked who did her services because they wanted to use them for their loved ones. When I say PROFESSIONAL! If I could give 100 stars, I would. Pricing was excellent and they handled every detail as we specified. They come highly recommended and given the stress I was dealing with losing my baby, my mother, they took that worry off the table for me and I am so very grateful! I could never speak more highly of how the arrangements turned out. And they even reached out on the anniversary of her passing. CLASS ACT!”
— Rhonda Boothe
“My mother, Peggy Mason had stage 4 lung cancer. We didn't have time or energy to think of final arrangements. Affinity was recommended. When the 2 young gentlemen arrived VERY early in the morning ,looking nice in their suits, they made sure we had enough time with mom. Then took her out covered in a beautiful made quilt. TY for the respect.”
— Sheri Karolczak
“Very pleasant and accommodating. Nice, quiet viewing area. The staff was exceptional, diligent, and very flexible. Thank you for hosting our family and friends.”
— Adam Kaul
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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