Beacon Cremation & Funeral Service, Covell-Traverse City Chapel
511 S Garfield Ave, Traverse City, MI, 49686
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We did not have a funeral home picked out . I read the reviews . I am happy to say everything went smooth. No issues at all. I knew what my mom was expecting for her funeral wishes , Karen helped our family very much . Receptionist was so pleasant and helpful as well . I am not from Traverse City so being from out of town making a choice like this is difficult and you really only have reviews to help with the decision. If you are in the same position I was you will be able to put your trust and have all the confidence you need to let them help you through this difficult time . My mom looked great for her next adventure. I miss her . Having the confidence knowing this is last gift of love is a blessing.”
— Mary Poole-ruggles
“Covell took wonderful care of my father when he passed, from start to finish. The people who came to collect him were very respectful, supportive and friendly. They did not rush the process. When we were ready the men placed my dad in a beautiful bag for transport (I was not expecting anything so lovely!) Upon meeting with Covell to discuss arrangements, our needs came first. We were given options but not pressured in any way whatsoever. The paperwork was easy as was the pick up of my father's ashes. And the best part of our entire experience: when my dad passed he did not look like himself and we were left with the image of the physical changes in his last hours. We opted for a viewing for one last goodbye before cremation. It was the best decision we could have made. He looked BEAUTIFUL, almost alive, like he was peacefully sleeping. My dad used to lay next to my mom with his hands crossed over his belly and joke that he was "practicing" and it made us smile to see him positioned the exact same way, appearing to nap like old times. I don't know who did that magic to him, but THANK YOU. Our last memories of being with my dad were made special by this amazing team!”
— Christina Adams
“John, and the staff here made planning and facilitating the funeral for my father in law simple and as pleasant as possible considering the circumstances. John went the extra mile and helped us with VA related services and even presented my wife with a traditionally folded flag at the end of the service. The facility was by far the nicest and most modern funeral home I'd ever seen and I've probably attended over 2 dozen funerals in my life. Highly recommended A+”
— Doctor Frag
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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