Affordable Mortuary
2934 Esplanade, Chico, CA, 95973
License #FD 1538
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Each person we worked with at Affordable was extremely caring, patient & helpful. The links & info Julie sent were much appreciated, as well (will be utilizing as time goes on). Thank you.”
— Bebs Tauchman
“Vanessa, the funeral director at Affordable Mortuary, was so great to work with. She was kind, professional and very responsive. She is knowledgeable and did all she could to keep our funeral and burial timely and provided us with a good experience during a very sad and stressful time. In addition, cost was reasonable and well worth it for the service we received. We would highly recommend working with Vanessa and leaving your loved ones in the hands of Affordable Mortuary.”
— Janel Lang
“I had to get in touch with you several times with regards to the remains. Where is it? When can I get it when I did receive it, the necessary burial permit was not sent. I was at the cemetery wanting to place my beautiful wonderful baby brother who was also Vietnam veteran and they told me no we can’t bury him because we did not have a burial permit. Which you should’ve sent along with his remains? Here I am still very sad until he’s buried and I am putting him next to my mom, I cannot forget him, but because you have fail I have to wait and wait for the burial permit.”
— R.F. Cepedpa
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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