Cain-Calcutt Funeral Home & Palmetto Crematory
512 2nd Loop Rd, Florence, SC, 29505
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Carolina
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“We were referred to Cain-Calcutt and man was it a blessing in our time of need. Lee Calcutt was so kind and caring through the process of my dad Kim Kinney"s cremation. I would give them more stars if I could.”
— It'sme GinaD
“I have lost two family members in the past year and a half. I used one funeral home located on south Irby for my mother and then Cain- Calcutt for my sister. Hands down Cain-Calcutt. They were down to earth and honest.They handled everything beautifully and for half the cost. Some funeral homes try to nickel and dime you and use the “used car salesman technique” when you are at your weakest. It was the complete opposite with Cain-Calcutt. They were heart felt and genuine.I am forever grateful to them.💜🙏💜🙌”
— Mama Bear
“The people who provide care and support at Cain-Calcutt Funeral Home are the best in this area. Lee makes sure that the deceased as well as the family are treated with such dignity and respect. We've had several of our friends and family use Cain -Calcutt and none have been disappointed with their service.”
— Melba Poston
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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