Chas. A. Gibney Florist & Greenhouse
662 Virginia Ave, Hagerstown, MD, 21740
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Maryland
$2,869 – $9,025
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,869–$9,025. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My fiancé and his mom have sent me so many beautiful arrangements from Gibney’s the last few years. The flowers last for WEEKS if taken care of properly! The colors and variety are always so gorgeous. I’m incredibly impressed, especially with my 30th birthday flower bouquet “cake”!!! Shoutout to Jess!”
— Tiara Tymczyszyn
“I ordered a standing funeral spray and was beyond pleased! It was absolutely beautiful—truly exceeded my expectations. The lady I spoke with when placing the order was so kind, friendly, and helpful. I asked for shades of pink, white, and greenery in the designer’s choice, and it turned out perfectly. I couldn’t have asked for a more lovely arrangement. Highly recommend!”
— Tuck
“The flowers I had ordered for my sister celebration of life were beautiful. Exactly like the picture. And couldn't ask for better pricing. Well use them again. Staff was very friendly and knowledgeable. My flowers lasted for a couple of weeks.”
— Nanette Shindledecker
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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