Collins & Stone Funeral Home
128 S 5th St, Rockford, IL, 61104
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Illinois
$2,620 – $8,240
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,620–$8,240. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I want to extend my deepest gratitude to Collins & Stone Funeral Home for the care, compassion, and professionalism they showed my family during one of the hardest moments of our lives. Losing a loved one is never easy, but their team handled every detail of the service with respect, patience, and genuine kindness. From the very beginning, they made sure we felt supported and understood. They guided us through each step, never rushing us, and ensured that everything was beautifully arranged. The service was elegant, heartfelt, and truly reflective of the love we wanted to express. Their staff treated our loved one with dignity and care, and that meant more to us than words can explain. Thank you, Collins & Stone, for helping us honor our family member with a graceful and meaningful farewell. We are forever grateful. The Family of Latonya Matthews”
— Quita Nicole
“I’m writing this as a loved one who in a time of need had one of the best experiences of my life through Collin’s and Stone. Losing a loved one is something we never know when, or how, or where. But with Collins and Stone you can be assured that they will make the process as peaceful as they possibly can. They came through for me very quickly and made sure my mother was taken care of according to our families wishes. I want to personally also thank them for all of their efforts and support! They worked with me and guided me every step of the way. It’s a review so if you need them give them a call they are also very affordable. I called around to several homes. And no other home moved as fast as they did with reassurance and love every step of the way”
— Brittany Williams
“The staff here has taken good care of several of my loved ones. They made sure that the process was smooth and took the time to answer all of our questions. They are definitely professionals. I recommend their services.”
— Joann Cash
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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