James C Boyd Funeral Home
137 Ave T NE, Winter Haven, FL, 33881
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My mother passed two months ago. This place was our first stop to see who we would work with to do her funeral. They put on a great face to make it seem like they care but they just want your money. To have the audacity to look a grieving family in the eyes and say to them that “You wouldn’t be able to live with yourself not knowing if that was my mother in that casket” in order to upsell an enbalming/showing is one of the most disgusting things I have ever experienced. We know our mother is in that casket because she is not here with us now. Grieving families beware. These are not the people you want assisting you in such a difficult time.”
— Anthony Emilien
“James C Boyd Funeral Home in Winterhaven/Plant City Florida. Anthony, You and your Staff continue to make our grieving hearts a little lighter. Nothing less than Stella Presentation & Impeccable Service. On behalf of the Stevenson and Watson family, I extend our deepest gratitude to James C. Boyd Funeral Home for providing an impeccable service in honoring the life of our beloved Queen Carrie Stevenson. Her Homegoing was truly a state-of-the-art celebration, filled with grace, dignity, and excellence in every detail. Your compassion, professionalism, and dedication brought comfort and peace to our hearts during this difficult time. Thank you for making her farewell as beautiful and royal as she was. — With heartfelt appreciation, Drucilla A. Thornton & Family”
— Drucilla Thornton
“Just want to give my heartfelt thanks to James C Boyd Funeral Home for their Excellent Service and Attention to Detail for my Family when our father went home. To Anthony and his staff I just want to say thank you for your patience and diligence. You are Blessed and Gifted I Highly Recommend there services. From the Stevenson Family, Correy & Brigette Stevenson”
— Correy Stevenson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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