Charles W Smith & Sons Funeral
601 S Tennessee St, McKinney, TX, 75069
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Can I tell how great, professional and compassionate this funeral home was? Our funeral director, Jennifer treated us with “kid gloves” answered every one of our questions and addressed every concern. Death is not convenient and highly emotional. You want Charles W Smith Funeral Home handling this important life task with you. Holding your hand. We decided to pre-plan with them because they did our father first-class which included flying him to Hawaii. Our home before moving to Texas. We held 2 services & brought a little Hawaii to this beautiful chapel and I just finished the big one with all our Ohana. Dad flew well and he never looked so good. Thank you from the bottom of my heart and I speak for our entire Llanos Ohana. Mahalo and much aloha!”
— CJ Bran
“I would highly recommend Charles W. Smith and Sons Funeral Homes! Great burial service, arrangements and burial planning. Miss Jennifer helped me and my husband a lot from choosing casket to burial lot which matched our burial money. She’s really considerate, empathetic and present in our hard times of my brother-in-law’s death. It’s within our budget as well. It went smooth and they arranged everything for us. Thank you for your great help and service Charles W. Smith and Sons. We really appreciate your kindness. There’s a lot of options to choose from and recommendations from Miss Jennifer. She’s awesome and caring!”
— Amanda Lowe
“Charles W Smith did a wonderful job for both of my parents' funerals. I would recommend them to any family needing their services.”
— Mark Klingenberg
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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