Gay & Ciha Funeral and Cremation Service
2720 Muscatine Ave, Iowa City, IA, 52240
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“You handle my father and my mother's funerals. Your amazing. And make the family's feel at ease in their time of grief. Thank you so much. Jill Pettit Hines Daughter of Judith and Joseph Pettit”
— Jill Hines
“Matt was so kind and caring. If you are looking for someone to take care of you and your loved one, there is no one better. Highly recommend.”
— Jen L
“My husband and I lost our precious daughter at 5 months pregnant. The University of Iowa healthcare team recommended we use Gay & Ciha’s services to have our baby cremated, and what a blessing it has been. The staff was so tender and kind. They placed our baby’s ashes in a beautiful golden heart urn and did not charge us anything for this. What a tremendous gift this was to us as we swim through grief, medical bills, and uncertainty of the future. Thank you Megan, and thank you Gay & Ciha, for your kindness during this difficult time.”
— Madeline Leyden
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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