Michael J Ambruso Funeral Home
1175 S State St, Dover, DE, 19901
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Delaware
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“I can’t thank Mike enough for everything he has done for me while dealing with my moms passing. My family is very small, so when it came time to make arrangements for my mom, I was the only person taking care of these tasks, and Mike really made the process as easy as possible for me. He took the time to go over everything with me & explain the processes of things to me. He never made me feel like I was bothering him or wasting his time, cause I know for a fact I needed things repeated to me just because of the stress I was under. He even answered any questions I had way after his work hours. I can say, without a doubt, I did not have to worry when it came to the preparations for my mom. I never felt pressured to make any decisions hastily nor was I misinformed about anything. I will always be eternally grateful for Mike and everything he’s done. He made a very sad and stressful time a lot less stressful by being genuine, thorough and kind. The death of a loved one is always a heartbreaking time and if you find yourself having to prepare for that, I highly recommend Ambruso’s. You will be in good hands there.”
— Madison S.
“I spoke with Mike Jr. about where to have my deceased and very loved rabbit cremated. He was so kind, thoughtful and actually spoke with me about some of his pets to help me feel more calm...if you ever need funeral services this is the place to take your loved one and they will be honored and cared for respectfully”
— Kristina Rose Quinn
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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