Steele's Family Funeral Services
207 Burns Ln, Winter Haven, FL, 33884
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Julie and John were so helpful when my Dad passed unexpectedly. They helped guide us through the process and were respectful and empathetic. We greatly appreciated their support during a difficult time.”
— Danielle Ogle
“The people at Steele’s are caring and gracious with people like me. I recently lost my mom. They are professional, polite, and still personal in their treatment of people during our time of grief. They have followed up in positive, helpful ways afterwards too.”
— Harry Stanley
“The meeting to make arrangements was cordial and informative . The agent provided some helpful handout sheets and reviewed the decisions involved for cremation and burial and the corresponding prices. She met with me again the following day to discuss arrangements. The agent’s familiarity with the parish/cemetery involved helped to facilitate communication. I would choose Steele’s Funeral Services again.”
— Raymond Maher
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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