Sharpley Funeral Home
410 Railroad St NW, Decatur, AL, 35601
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Alabama
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“I cannot thank enough to SHARPLEY Funeral Home for all their kindness and going above and beyond to make the memory of my father in law unforgettable. They did and amazing job and helped us through this difficult times. We are in Florida and from here, we were able to set all the arrangements over the phone and when we got there, we were este amazed of the professionalism, care and kindness of all the staff. They even followed up after all was set and done to make sure we were doing fine and all the paperwork was received to our satisfaction. I strongly recommend anyone to use their service if you should ever need it in Alabama.”
— V Rua
“Just joined the Huntsville high school class of 84 and saw this notation. Wanted to give you my condolences even though it’s years later sorry to hear about my classmate and wanted you to know your family has been prayed for today. Blessings”
— Celestine Robinson
“Did a excellent job on my grandmother's homegoing.”
— Blessed From above
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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