Ware Smith Woolever Funeral Directors
1200 W Wheeler St, Midland, MI, 48640
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Families are treated with respect and compassion. The staff were so helpful in making our experience the easiest it could be by taking care of many details so we could have more time to reflect on our loved one's memories.”
— Lori Arthur
“When my husband passed away, Ware, Smith, Woolever treated us so well, guided is, and we're so professional and compassionate. We all felt very cared for.”
— Connie Anders
“I did a memorial service for a church member who used this funeral home. While I was only in communication via telephone, they were very informative as to what was expected and helpful in giving me instructions as to where the actual service was being held, as it was a complex location with many rules. They also graciously offered to drive me to the distant locale.”
— Helen Alford
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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