Spadaccino and Leo P. Gallagher & Son Community Funeral Home
315 Monroe Turnpike, Monroe, CT, 06468
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Spadacinno Funeral Home recently provided funeral services for my late mother. They were wonderful! They provided guidance and all the details needed for a special service. The visitation was perfect - a nice serene room, nicely decorated, beautiful flowers and urn. Their staff also attended the church services and took care of all the details! I thought their pricing was very reasonable. The staff was very caring and accommodating. I highly recommend them.”
— David Sippin
“Vicki and the others genuinely remembered us from my dad’s arrangements during the very difficult time of the pandemic. Her kindness and compassion helped us during my mom’s sudden passing. They truly are a gem to have right here in our community of Monroe.”
— Elaine Sherba
“Wendy was very helpful in planning my mother's services. My brother's had some requests she addressed attentively. She suggested a receiving line at the church as people came in instead of after mass and it worked out very well. Any paperwork was ready for us after the funeral.”
— Corie Blanck
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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