Lowe-Gardner Funerals & Cremations
1102 E Goode St, Quitman, TX, 75783
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They made preplanning and pre paying simple and easy. I wasn't sure where to start since I want to be buried out of state but they explained everything and never made me feel pressured. They are kind, patient, and genuinely care. I’m confident my wishes are in place and my family will be taken care of.”
— drsfjs
“Type in Gilbreath in their search bar and you will understand why this place has a special place in my heart. (15 will pop up). Aunts, uncles, cousins, my father, and both grandparents. My dad worked for them before his unexpected early passing. They treated him like family. They always do beautiful services and take care of us. When you are going through the worst moments of your life come to this place where they lighten the load and treat you like family!”
— Rebecca Gilbreath
“They handled my dad's cremation and the experience was impeccable and I got treated like family throughout the whole process !!!”
— Richard Lyons
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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