Thurman Funeral Home
44 N Main St, Sparta, TN, 38583
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The staff at Thurman Funeral Home are kind and compassionate. They are there for you every step of the way and no questions are left unanswered. I appreciate the continued updates and the cleanliness of the facilities. The space they have created for the community gives a cozy feel which brings comfort in a time of loss. So thankful for Thurman Funeral Home and their staff.”
— Lynn Parker
“Compassionate caring lovely family and business . These folks are placed to help those in anguish and do a most sensational job. Their faith shines thru in my family’s time of loss and we could not have been more appreciative . Thank you”
— Rick Stewart
“Thurman’s was fantastic with helping guide and direct me with the passing of my mother. I am forever indebted to them for their grace and kindness during one of the hardest times in my life.”
— jlrice21
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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