Sanders Funeral Home
806 E Market St, Smithfield, NC, 27577
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in North Carolina
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I am in Awe of how professional and caring Hugh was during our time of bereavement. Hugh listened and responded to us with such care as we shared our desires for our Mother's service. He communicated everything very well and was very professinal. He shared with us all we needed to know and took care of the things we didn't know how to or didn't need to be worried about. Sanders Funeral Home blessed our family in many ways. We were so pleased with everything that was done. Our mother's body was beautiful and the flowers were prefect. We could not have asked for better service during this time. Thank you Hugh and the entire Sanders Funeral Home Family. The Service would not have been the same without you.”
— Daphne
“Mr.Hugh Lawrence Sanders has been a blessing to our family in this difficult time,he is very professional & compassionate,& handled everything very smoothly,I will definitely recommend his services to anyone may God continue to bless him& his family ,thank you from the bottom of my heart. Ms.Resendez, Sylvia & Samuel Resendez”
— Sylvia Resendez
“Hugh Sanders was excellent from beginning to end in preparing the home going of my Aunt Grace Moore. He contacted the hospice facility where she died, picked up the body, and made sure everything was in order. He selected casket, flora arrangements, and clothing for her. He made sure that everything was in order for her service. He treated us extremely well with outstanding customer service! Thank you so much for your care and caring.”
— Geraldine Cox
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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