Meda
1530 Buffalo Rd, Rochester, NY, 14624
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Michael Collins was a true compassionate, sympathetic, understanding, caring, and professional person in my time of grieving and despair. He was a great listener to my needs, and very patient with me while explaining his procedures, and answering any questions I had about the process of things. He made me feel like his most important priority in dealing with my wife's passing. I highly and strongly recommend James R. Gray Funeral Home to everyone dealing with the tremendous loss and sadness of a passed family member. Michael, along with his staff are the highest of sensitive, understanding, and listening people, I have ever come across. Please do not hesitate to contact them. They make you feel like you can breathe, and try to get on with your arrangements much easier and set your mind at ease. Thank You again, Mr. Michael Collins, for everything.”
— John
“Not once but twice, I use this funeral home to bury my father and then again to bury my father's brother. I came from out of town. I came from down in New York City to bury my father. After we found him 15 days after his decease, and the funeral home helped me so much. When I arrived, everything was already in place. I made a payment very easily. And the ceremony was done in a very timely manner he was a friend in my time of Need and then not even a yr later I got a phone call from the funeral home when my uncle passed away. There was no next of kin listed but Michael Collins knew that I was the one who buried his brother so he called me with the news and I was not able to get to Rochester New York to to do the final arrangements for my uncle. However, Mr. Collins did everything that was necessary and did so with a payment over a phone he mailed the remains and documents and tied up all loose ends including filing documents to get funding for the services provided Michael Collins was a friend. I would suggest anybody anywhere in the United States that have family in Rochester, New York that need a funeral service to use this service I would recommend him 100% over any other funeral home. It was the best experience I could have had in my time of sorrow. He made it seamless, they made it easy, they gave me comfort, And for sure , I know that my loved ones was placed to rest in a way that they would have approved of thank you , Mr Collins , for everything you've done , for me and my family I would hands down rated my experience with you as the best I could have ever asked for, your more like family to me now and I appreciate you and your family and your business for all the love and support you've shown to me and my family. May God bless you and your family and your business Raiysa Amatullah”
— RAM
“James Gray Funeral Home has helped me with the passing of my two brothers. The difficult times are very stressful. They made everything so easy for me. They also are very knowledgeable with veterans benefits and I highly recommend them.”
— peter minurka
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.