Hardwick & Sons Funeral Home
2521 Duncan Ave, Chattanooga, TN, 37404
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We would highly recommend Hardwick and Sons. They provided quality services to us on the passing of our mother. Brian Barrows and his staff are very professional, and their prices are reasonable.”
— Tony & Tina Robinson
“I was extremely pleased with the services of Brian Barrows and the staff of Hardwick & Sons in assisting me with a death in the Chattanooga area. The professionalism and promptness of the staff made all the difference in helping me handle the situation. It is good to have a funeral director to make suggestions to help keep the cost affordable during such a time as experiencing a death out of town. Thank you, I shall always remember your kindness and understanding nature.”
— A. Brandon Starks
“Hardwick & Son's are some of the kindest and most compassionate people I have ever met. I highly recommend them in your time of need.”
— Leilah Parks
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Hardwick & Sons Funeral Home?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing