Lusain Funeral Home and Crematory Ohio (formerly Bowman Funeral Chapel)
2060 Germantown St, Dayton, OH, 45417
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I called to find out when my grandmother funeral arrangements was. I was told I would get a call back. Whoever the lady was that answer the phone told me she would have the funeral director call me back. I did not get a call back. Instead a call was made to a family member to tell on me, as if I did something wrong. I called to get information regarding my grandmother homegoing services, but was treated as if I wasn't allowed to call or get any information. Basically, I was treated as a child and was not allowed to get any information regarding my grandmother's funeral services. I'm not a child and I don’t like my intelligence being challenged. Lusain Funeral Sercices is not professional and business was conducted inappropriate. The event that took place was uncalled for, smh.”
— C Britton
“Literally the most kind, compassionate, caring and understanding funeral home I’ve ever came across. They respect your wishes and will make sure you’re not in over your head. The human compassion you will receive here is unmatched. Thank you for making one of the worst days of my life bearable. 🙏 God bless”
— Melissia Wilborn
“Bowman and young does a wonderful job laying love ones to rest i loved the way they was very attentive to how i asked for the lite makeup so the face of my dad as well as my grandma looked natural an like they selves. Everyone was so professional and caring in our time of need and they was very affordable thanks to all the staff at bowman and young”
— Sherry Veal
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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