Colonial Funerals LLC
270 W Main St, Waterbury, CT, 06702
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Losing a loved one is never easy but the entire staff at colonial treated me and my family like we were their own. They handled all of our services with respect, grace and dignity. Throughout the entire process Peter and his staff went above and beyond to make a very difficult process as smooth and calming as possible. I will always be grateful for the professionalism and courtesy they showed to us and all of our close friends, family and colleagues.”
— Timothy Lewis
“Peter was very helpful, understanding, and sympathetic. He made it easier on us financially and relieved some of the burdens we faced. I was very appreciative of his services and approach to the situation during this pandemic. I felt like we were still honoring our loved one in a safe environment from beginning to end.”
— Becksy Vazquez (Bea)
“Colonial Funeral Home provided exceptional service to our family while we mourned the lost of my husband. Peter you are were so understanding and compassionate. Exactly what we needed to get through our pain a bit faster. The prices and packages we amazing and Peter tried his very best to ensure we were pleased with everything while we laid our love one to rest. Thank you so much Colonial Funeral Home. Peter you are the best in Town!”
— Rowena Jones
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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