Sharer-Nightingale Funeral Chapel
1010 El Camino Ave, Sacramento, CA, 95815
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“My mother bought her plan from the father of this establishment a good 15 years before her death. They treated her so well even when she would call every couple of months to unsure all of her plans would be taken care of and that there would be no extra charge because she bought it so far in advance. When it came time for me to interact with them. There was so much peace and comfort that what my mom set up they followed though with to the letter and more. The compassion and kindness that they do business is like you are family. I recommend everyone Sharer- Nightingale”
— Catherine Stevens
“Brandon is amazing. He is so helpful and nice. I have used their services a few times and it's never easy to lose a family member but they make the situation easy. I will always recommen.”
— nicole ramos
“Bob & Brandon were outstanding both in service and adjusting on the fly to our changing needs as well as being completely reasonable in price. 10/10 recommend!”
— Aleksandar Pavlovich
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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