Meda
463 Monmouth St, Jersey City, NJ, 07302
License #4507
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Lawrence Gutterman provides exceptional service. He is very professional and personable, sensitive to the needs of each family. I would never hesitate to recommend him, should the need arise. Rabbi Shlomo Segal”
— S Segal
“During the most difficult of times in people’s lives, when one can feel overwhelmed while at the same time, grieving the loss of a loved one, the last thing anyone should have to do is worry about what do logistically. In comes Lawrence Gutterman - the perfect blend of detail oriented, calming, solutions oriented, and sensitive coupled with a pragmatic and authentically kind demeanor. I am so beyond grateful to him stepping in when I needed support in all of these ways the most. He handled the passing of both of my aunt & uncle in an unprecedented timely manner - like my personal guardian angel. Thank you Larry!”
— Edit Accordingly
“Working with Larry as a funeral director out of town has been a great experience. He is very prompt and professional in everything he does. He is mindful of the family's needs. I highly recommend his services to anyone seeking his services.”
— Star Mortuary
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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