Horner Lieske McBride & Kuhl
2421 Avenue A, Kearney, NE, 68847
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Nebraska
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Our experience with my mom‘s service was exceptional. They helped me through so many steps with ease and made me feel very comfortable during a really hard time. Everything was beautiful and I couldn’t have asked for a better service.”
— Kelly Plock
“We recently had a Celebration of Life at HLMK and had nothing but a good experience. The staff was courteous and kind. HLMK made a terrific effort to follow the wishes of our loved one. The facility was outstanding for our needs.”
— Carol Carlson
“Everyone was very professionally and caring during our time of trying to get all the arrangements made. They walked me through everything and took a lot of the burden off of us during this trying time. Great people to work with.”
— Scott Williams
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Horner Lieske McBride & Kuhl?
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