Heckart Funeral Home & Cremation Services
903 S Ohio Ave, Sedalia, MO, 65301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We received the highest example of compassion and caring from the hospital late night phone call to the graveside service. Every member of the Heckart Funeral Chapel team carried us through our unexpected loss.”
— Denise Mcmillen
“We chose Heckart to help with my Dads funeral. They helped us through all the decisions we needed to make for his service. Donna, in particular, was great. She was always available to answer our questions and provide guidance throughout the process. The service was very nice and helped us say goodbye to Dad. Their support made a challenging time a bit easier. We are very grateful for their services and would highly recommend them to anyone in need.”
— Mark Niederwimmer
“I had a really nice experience. Everyone was really helpful. Donna was the main person that we dealt with and she was great. Everybody was wonderful. Very helpful. Made us feel right at home helped us with everything.😍”
— Holly Lenz
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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