Meda
112 E 2nd St, Oswego, NY, 13126
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Eric Cullinan is gracious, sensitive and was an incredible aid to my family during an unexpected death. Funeral proceedings are an incredibly complex and consequential process and Eric steadfastly assisted my family through a variety of complications and difficult questions. Grief is difficult but I'm so relieved we worked with Cullinan Funeral Home.”
— Ryan Terhune
“Very caring handling of my Father in Law. Helped us all through the process. Thank you Mike!!!”
— Julie MG. Chetney
“Incredibly helpful, comforting, and informative. Helped guide us through a tough time. Thank you very much.”
— Terence O'Kane
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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