Monarca florist
137 Lockwood Ave, Yonkers, NY, 10701
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Monarca florist is absolutely amazing! Great quality, fresh flowers, artistically designed and providing the best service. I owned a shop for over 30 years and after retiring this has been my go to. Down to the wire you could always depend on Danny and Monarca to come through with something beautiful and memorable!”
— Ultima Florals
“What an Awesome Florist!! Thank you to Danny who created an awesome standing spray for my brother’s wake in less than 48 hours. I called this truly magical! Everyone who attended the wake were touched.., it was a conversation piece bringing some people to tears and others to laughter as they related stories about my brother… Isn’t this what flowers do for us?? Danny was beyond reassuring to us who placed our order for our flowers over the phone, sending us a picture of his previous work and the floral piece when completed… I could Not recommend a florist more than this… Trust in Danny’s commitment to support your life celebrations with flowers. My brother would have been pleased. As a matter of fact, his family took it home with them! Wishing Monarca Florist continued Success!! Much Graitude ~ Trish DeTura An ever so grateful customer”
— Trish DeTura
“Amazing service. Danny is a pleasure to work with and provided me with beautiful, fresh flowers. Same day delivery was very quick, me and my girlfriend were shocked. I highly recommend Monarca Florists for anyone in the Yonkers area.”
— Matthew Rosa
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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