Three Rivers Cremation Center
700 E Poplar St, Fort Gibson, OK, 74434
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Oklahoma
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Randy, Elizabeth and all the staff were amazing during the most difficult time of my life. When my 41 year old daughter unexpectedly but expected at some point, passed away. My Shelby or Shay as her nephews called her, was never able to have children, which was the one thing she wanted out of life. So she did the next best thing and became Momma to her 3 dog babies, Jaxson, Athena and Charlotte. Shelby protected and loved her babies like they were no different than anyone else's children. That being said, we felt it was extremely important that Shay babies had the opportunity to say goodbye and Randy at 3 Rivers Cremation accommodated our request. That accommodation meant the world to us and I believe it helped tremendously with the healing process for Jaxson, Athena and Charlotte. 3 Rivers staff made the entire experience bare able and 3 plus months have passed and Elizabeth continues to check in with myself and my family members. She shares useful grief management web links and she always has a kind word. The staff at 3 Rivers Cremation are extremely compassionate and kind. I greatly appreciation all the kindness and compassion they continue to show myself and family!”
— Michele Keitel
“I just want to say thank you to 3 Rivers for the excellent care we received when my mom passed away. They were very thoughtful and kind when dealing with all the questions I had. I would most definitely recommend them for your needs in dealing with a death of a love one.”
— Danny
“My mom passed away on Christmas eve. I'm the only one left in the family so the financial part went on me. Randy and Dawna did everything they could to help me. They kept me in the loop on everything and even met me closer to where I live to bring my mom's ashes to me. I would recommend Three Rivers to everyone because they seem to really understand grief and are exactly what I needed. I will always be grateful”
— Tamera Stanton
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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