Farnstrom Mortuary
410 Monmouth St, Independence, OR, 97351
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Oregon
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I am happy to write a review of Farnstrom Mortuary. No one wants to have to face the details involved in the death of a loved one. It is a tragic, emotional time and decisions are often difficult to make. Andrew Phillips, the funeral director, made my decisions not only much easier, but also very comfortable. He is professional, kind, compassionate and very intuitive for his years. I lost my father and brother within seven months of each other, and Andrew's help during this very sad time made all the difference for me. He listened to what I wished for their services and final resting and did not try to "sell" me anything or change my mind in any way. From beginning to end my experience with Farnstrom was positive and very comforting.”
— Penny Piper
“My experience at Farnstroms Mortuary in Independence, OR was excellent. I have had an ongoing relationship with Mr. Phillips as I had to be prepared for end of life concerns for my terminally ill husband. He was always professional and helpful and willing to handle things if I had to be out of the country. He is reliable and trustworthy and honest which makes him a valued asset to this business. He is friendly and punctual and it is always a joy to see him even though many times it is in difficult circumstances. Every detail of the funeral plan was implemented properly and he would keep in touch in between times if necessary. We are fortunate to have him in this community.)”
— NANCY WEBER
“My family and I are very pleased and relieved to work with Farnstrom Mortuary, and in particular Andrew Phillips, in a period of grief in the loss of our father. Andrew has been our main point of contact, and has helped us through this difficult time with great suggestions and assistance, without being pushy, and has conducted business with true fidelity and conscientiousness. In a time that often leads to disarray, the actions of Farnstom's and Mr. Phillips have been concise, and though there were large decisions to be made, they made them seem to fade into the background, in a good way, as we dealt with them. We sincerely appreciate their service.”
— D.M. Jaffer
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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