O'Brien Straatmann Redinger Funeral Home
4115 N Ave, Kearney, NE, 68847
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Nebraska
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Had a direct cremation done. Ryan was who I talked to, and he was great. Very nice and caring and informative. We couldn't have chosen better❤️”
— Brittany Hollister
“Ryan and the staff are amazing and so caring. He was there during the loss of my nephew and dad, and made decision making during those difficult times easier. Thank you so much for what you do and how you do it. Your kindness is very much appreciated.”
— Pam Albers
“Gary and all his stuff were there for me when God's called my husband home. They were compassionate very understanding. They made sure each family member and all his friends were taken care of. Transportation to Hastings went very well. Thank you”
— Barb Richardson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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