Anderson-Clayton Bros. Funeral Home
1226 S Elm St, Kemp, TX, 75143
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“The funeral director (Lorena) was very helpful and friendly regarding the loss of my husband and my son's father. She spent a lot of time explaining details and answering questions and kept us informed during the days leading up to the visitation. Everything was done in a timely manner. We were very pleased with the presentation, and Debra did a beautiful job preparing the slideshow. She helped us load our car after the visitation. We have always used Anderson-Clayton Bros. Funeral Home in Kemp and found them to be very compassionate and easy to work with. Linda A. Bateman-Davis and Michael P. Davis”
— Linda Davis
“Sorry to have to express that this local funeral home has let me down as a business. Having a business here in Kemp means a lot to me and it try to do business locally. We use them in January, my father in law of 94 passed had been living here in Kemp for more than 3 years. and I called them to use of there services. Well they lied to us by not being transparent. Not informing us that the informant had been changed and now the Death Certificate has been falsified. This has now caused us more problems. Someone can be criminally charged with a felony. This saddens me so much because now it puts us in a very uncomfortable situation”
— Roxanna Darquea
“My Father in law Jorge Darquea passed away in January 2024 at his residence in Kemp Tx for more than 3 years. I called them since they are local. Everything was great until they totally ignored my husband by not informing him that the informant was going to be a different brother and allowed for the Death Certificate to be falsified. This has now caused more hurt for our family. In the end they don’t really care.”
— Roxanna Castillon
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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