O L Hughes & Sons Mortuary
322 E Third St, Lexington, KY, 40508
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They provide awesome customer service and is very compassionate. They are very loving, respectful and caring. They provide excellent quality service and an amazing job. I would recommend them with the upmost.”
— OMG
“I was very happy with the services that were provided. Their attention to details, empathy and professionalism exceeded our expectations. They have affordable prices and several options to choose from. O L Hughes & Sons Mortuary is excellent. Thank you so much easing our burden during this difficult time. 💕”
— kim hayden
“I strongly disagree with both reviews. My nephew passed away unexpectedly and we didn't have enough funds to bury him, we explained our situation to Mrs. Prentice and she worked with us throughout the process. She and her staff made it very easy for us. Their presentation was out of this world, my nephew looked very natural as if he was sleep, the staff was very very professional and dressed accordingly with the family and programs were beautiful. I RECOMMEND OL HUGHES TO EVERYBODY.”
— LaVern Blythe
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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