Speaks Suburban Chapel
18020 East 39th St S, Independence, MO, 64055
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Over the years, Speaks Suburban Chapel has provided services for five family members. The unexpected passing of my son was no exception. As in the past, the staff at Speaks was amazing. They showed genuine and sincere interest in learning about my son and took time to hear from each family member about his life. This was very important to us. At each step along the way, they communicated every detail to ease our minds. They provided expert guidance when we needed help with obtaining documents and making final arrangements. The ultimate result was a beautiful celebration of life for my son. He was survived by his wife and daughter, sister, nephews and nieces. We would not trust anyone but Speaks with our loved ones during such a time.”
— Linda Elser
“My sweet momma passed away last month and had already made her arrangements...35 years ago. Since then, Speaks had purchased the Buckner Chapel and Cemetary and were the ones to honor her wishes. I can't express the care, respect, and love that was shown to me and my mom by Robert Watson and his entire team. They made everything easier and handled so much more than I thought possible with gentleness and grace. Thank you so much, Robert, Christine, and Jim. I'll never forget you.”
— Lo Demanche
“Speaks is wonderful. I recently used their services for both of my parents. Each employee has been pleasant and very helpful with my needs and answering my many questions. They have been very accommodating to our family's wishes. Rick Christian helped me with nagivating a difficult situation with the cemetery. His support and guidance were invaluable to me. I highly recommend Speaks and their services to everyone.”
— Lori Shultz
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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