Harman Funeral Homes & Crematory Inc.
669 W Butler Dr, Sugarloaf, PA, 18249
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Pennsylvania
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Harmen’s Funeral Home is part of our family considering they have done all of our family’s funerals and are always there to help when needed. They are very kind, caring, loving and supportive when you are taking the time to express your loved one for a beautiful viewing and funeral. I will always recommend them because they are the most experienced and is a very caring family business. 🙏❤️🙏❤️”
— cathryn DeFazio
“My family and I were very pleased with Harman’s Funeral Home for the services for my father. They never made us felt rushed with any decision. My father was also a Vietnam veteran and Harman’s was great at handling the military aspect of his service as well as filing the necessary paperwork. Everyone we worked with was very attentive to our needs during this trying time. They really took care of every aspect of the funeral. We couldn’t have asked for a better experience.”
— James VanHorn
“Everyone is nice and helpful here. They really care about you and your loved one who they are now taking care of. They are very knowledgeable and are always there for you in your time of grieving and planning. Both my parents unfortunately died too soon and I had both of them here at Harmans and I know they would be happy that my sisters and I were in good hands being we are young and didn’t really know anything about funerals or cremations. I am very pleased with how my experience went and would recommend them to anyone!”
— Tina Busch
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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