Spaulding & Curtin Funeral Directors
500 W Nine Mile Rd, Ferndale, MI, 48220
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During such a difficult time, Spaulding & Curtain were the most respectful funeral home to work with. They approached every detail with care, grace, and compassion. Even when I felt like I was going through such a trying time, they brought an ease to the process, and I couldn’t ask for anything more. I highly recommend them when it comes to the care and responsibility of your loved one’s final goodbye.”
— Maddie Howard
“I went to a visitation Saturday at the funeral home for a rather young woman memorial, I understand she was loved by many people. But I did not feel safe with having so many people at one time in the funeral home, not just because of the covid-19, but also a fire violation. People in the room, hallway, side rooms. I don't know what the capacity is in there,but I'm sure it was way above. 100 or more visitors, made me think about the concert disaster in Houston. No mask were worn, you did have sanitizer dispenser and sanitized pens for the sign in book. I don't think not enough cautions taken. Bad experience, I am double vaccinated and hope I don't get sick.”
— Paulette Jacks
“This Funeral Home is absolutely fabulous. They worked with us and made the funeral for our loved one so easy to plan. All the little details they go out of their way to take care of made an otherwise sad situation go so well. Would use them again in a heartbeat....but hope not to have to.”
— Kathy Grenier
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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