Smith Funeral Home and Crematory
808 4th St, Victor, IA, 52347
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The Smith Funeral Home Team was incredibly kind and personable. Every detail of our fathers funeral was carefully thought out, including suggesting our fathers Church being a more appropriate setting for the viewing, due to the expected amount of guests wanting to pay their respects. From the moment we alerted Bill of our fathers passing, we received immediate attention, making certain all of our fathers wishes were fulfilled, from placement of his rosary to the placement of his casket at the viewing & funeral. Everyone at Smith Funeral Home made a very painful experience more peaceful. We couldn’t be more grateful for their outstanding service that exceeded our expectations.”
— Jodi Gensley
“We received such special care in the passing of my mother recently. Joel was amazing! Everything was wonderful from the meeting we held to plan her service, how beautiful she looked in the casket, and everything in between. Can’t recommend them enough!”
— Mary Boeding
“Smith Funeral Home handled my brother-in-law's funeral and arrangements. They are very professional and very caring people! Having nothing but good things to say about them! This funeral home is a class act!”
— Sandy Schneekloth
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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